Privacy Policy
Last Updated: March 9, 2026
This Privacy Statement describes how Chelsea Winstead, NMLS 2674299 ("Chelsea Winstead," "we," "our," or "us"), a Mortgage Loan Officer with UMortgage LLC, uses the information you provide.
Chelsea Winstead operates as an individual mortgage professional originating loans through UMortgage LLC, and certain information you provide may be shared with UMortgage LLC for the purpose of evaluating mortgage financing opportunities.
Information Gathered
You may choose to provide information about yourself in order to be contacted by Chelsea Winstead regarding mortgage services or to receive a response to your question or inquiry.
Such information may include the following:
Your name
Your company name
Contact information including email address and phone number
Property location or home buying goals
Other information you choose to provide via a telephone call, letter, website form, or e-mail
Use of Information
Primarily, the information you provide will be used to contact you regarding mortgage services.
By providing information to Chelsea Winstead, NMLS 2674299, through this website, a telephone call, an e-mail, letter, or online form, you authorize the following uses of your information:
To respond to your questions or requests
To evaluate potential mortgage financing options
To improve services and website functionality
To periodically market mortgage products and services
To send promotional emails or advertisements
To contact you regarding your inquiry
To provide educational information regarding home financing
Certain information may also be shared with UMortgage LLC, the mortgage company through which Chelsea Winstead originates residential mortgage loans, for purposes related to evaluating mortgage eligibility or providing lending services.
SMS and Text Messaging
If you provide your phone number and opt in to receive text messages, you consent to receive SMS communications related to:
Mortgage consultations
Follow-up regarding your inquiry
Home financing information
Scheduling appointments
Message frequency may vary.
Standard message and data rates may apply.
You may opt out at any time by replying:
STOP
For assistance, reply:
HELP
Consent to receive text messages is not required as a condition of obtaining mortgage services.
No mobile information will be shared with third parties or affiliates for marketing or promotional purposes.
All the above categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.
Security
Chelsea Winstead and UMortgage LLC maintain measures directed toward safeguarding the information you provide.
Such measures include implementing policies and procedures regarding data security.
Please note that no data transmission over the Internet or any wired or wireless network can be guaranteed to be 100% secure.
We recommend that you do not send confidential information or nonpublic personal information by email.
If you choose to send confidential information via email, you accept the risk that such information may be intercepted by a third party.
Web Technologies
A "cookie" is a small file assigned by the web server to your computer.
The use of cookies allows this website to identify which pages are accessed and how users interact with the website. That information is then used to improve website functionality and the online user experience.
Assigning a cookie to your computer does not provide access to your computer or any information contained on your computer.
Most web browsers allow you to modify your settings to reject cookies if you choose.
However, declining cookies may interfere with your ability to take full advantage of the features of this website.
Change in Control
Your information may be transferred in connection with a sale, merger, transfer, exchange, or other disposition (whether assets, stock, or otherwise) of all or a portion of the business associated with Chelsea Winstead or UMortgage LLC.
You will have the opportunity to opt out of further secondary use of your information following any such change in control.
Third-Party Links
This website may contain links to third-party websites.
These websites should have their own privacy policies, which you should read and understand before using their site.
Chelsea Winstead and UMortgage LLC do not accept responsibility or liability for the policies or security of information submitted through third-party websites, as we have no control over those websites.
Changes to This Privacy Statement
Chelsea Winstead reserves the right to modify this Privacy Statement at any time.
The most current version will always be available on this website.
By continuing to use this website after updates are posted, you acknowledge acceptance of the updated Privacy Statement.
Terms and Conditions
Please review the Terms and Conditions applicable to your use of this website for additional details regarding the use and access of this site.
Agreement
By using this website, you agree to this Privacy Statement and the collection and use of information as described herein.
By providing personal information through this site, you acknowledge that you understand and consent to the collection and processing of such information.
Chelsea Winstead reserves the right to modify this Privacy Statement at any time. Continued use of this website following the posting of changes indicates acceptance of those changes.
Contact Information
If you have questions regarding the use of your information, you may contact:
Chelsea Winstead, NMLS 2674299
Mortgage Loan Officer
UMortgage LLC
100 N 18th Street,
Suite 1400
Philadelphia, PA 19103
Email: compliance@umortgage.com