Should you refinance?
Step 1: Review Current Market Rates & Compare to Your Current Mortgage Rate
Step 2: Run your “Break-Even” Analysis to see what your potential savings would be!
PROMPT TO USE FOR CHATGPT:
I want to run numbers to determine if I should refinance my home or not.
Loan Type: FHA/Conventional/VA/USDA
Current Interest Rate: X%
Loan Amount Remaining: $X
Initial Loan Amount: $X
Home Address:
Current Estimated Home Value: $X
Closing Costs: I'd like to roll these into the loan amount. [Please use realistic estimates on closing costs based on my zip code & state.]
Today's Current Rate [Let's assume this is charged with 1 point]:
Can you tell me if it would make sense for me to refinance today?
Have Qs on this? Text my team & I directly for help: 910-550-2361!
Let’s chat through your refinance options!
If you’ve gone through the above steps - or if you need help to determine if refinancing is the right move or not, let’s hop on a quick call to determine what next steps should be!
We will start off with a quick phone call to determine your main goals & then can run personalized numbers for you!