Text reading 'NOT another MORTGAGE BRO' in varying fonts and shades of red and black.
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Hey, I’m Chelsea Winstead!
And yes, you probably saw on TikTok.

A woman with short brown hair, wearing sunglasses, a brown blazer, patterned tights, and brown high-heeled boots, crouches on a sidewalk next to a matching brown handbag in front of a beige stone building.

I’m not your average mortgage broker — and that’s intentional.

Most people leave a mortgage conversation more confused than when they started.

My mission? To change that completely.

I take the mystery out of home financing by breaking it down in plain English — no jargon, no pressure, no BS.

Whether you’re buying your first home or your next one, I’ll help you understand your options, build a strategy that actually fits your goals, and feel confident every step of the way.

So if you’re ready to see what clarity feels like in the mortgage world… keep reading.

Learn more about me →

THE PROCESS:

How we get you HOME.

  • We’ll talk through your goals, timeline, and the numbers that matter most.

  • We pick a pre-approval amount that is decided based on the monthly payment you ACTUALLY feel comfortable paying.

  • I’ll help you align with a trusted agent or team that fits your location and goals.

  • Close with clarity and confidence knowing you made smart, informed choices.

A woman with shoulder-length brown hair, light makeup, and wearing a beige long-sleeve shirt and blue jeans, stands against a plain white wall, holding a smartphone in her right hand and a closed white laptop in her left hand, looking at her phone.

It’s not just about getting approved — it’s about feeling confident, supported, and understood from day one.

  • Clarity at Every Step: You’ll always know where you stand, what’s next, and what your numbers really mean — no confusion, no surprises.

  • Confidence in Your Decisions: Every option is explained with data and real-world context so you can move forward knowing you’re making the best call.

  • Less Stress, More Understanding: You’ll actually get how the mortgage process works — because I break it down in plain English, not lender-speak.

  • Support You Can Count On: From your first conversation to closing day, you’ll have one consistent point of contact guiding you through it all.

What to Expect throughout the Process

“Chelsea made buying our home feel easy — not because it was simple, but because she made every step make sense.”

“Chelsea made buying our home feel easy — not because it was simple, but because she made every step make sense.”

Let’s Build Your Mortgage Strategy ~

Let’s Build Your Mortgage Strategy ~

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Your home-buying journey deserves clarity, confidence, and a plan that’s tailored to you.

First Time Home Buyers →
Repeat Home Buyers →
Military/Veteran Buyers →