Absolutely. You can reuse your VA entitlement as long as your previous loan is paid off or entitlement is restored. I’ll help you confirm eligibility and calculate what’s available for your next purchase.

Sometimes! If you’re relocating for duty or still have entitlement remaining, we’ll walk through your options and see if a second VA loan makes sense.

Not when handled correctly. With a strong pre-approval and clear communication between me and your Realtor, your VA offer can compete with any conventional loan.

Yes — and that’s one of my favorite parts of what I do.
I’ll personally match you with a local agent who’s experienced in VA transactions, understands the appraisal process, and knows how to write a strong VA offer.
Whether you’re PCSing or buying locally, you’ll have a Realtor who “gets it” — and a lender who’s by your side the whole way.

With a VA loan, 0% down means you don’t have to put any money toward a down payment. But you’ll still have closing costs, which include things like your appraisal, lender fees, title insurance, and escrow expenses.

Here’s the good news:
The VA allows the seller to contribute up to 4% of the home’s purchase price toward your closing costs and prepaids.

So if you’re tight on funds to close, the best strategy is for me and your real estate agent to work together early on — we’ll run the numbers to see exactly what your estimated closing costs will be and confirm whether the seller’s 4% contribution can cover the bulk (or all) of them.

That way, you’ll know up front what to expect — and how to structure your offer to keep your out-of-pocket costs as low as possible.